Fast Approval | Easy Installments
Getting a new phone has never been easier
Check your eligibility in minutes, then visit a nearby kiosk or partner store to complete your application.
Popular Devices
Samsung Galaxy A17 5G
vivo Y19s PRO
OPPO A60
Tecno Spark 40 Pro
HONOR X6a
Honor X6c (Dual SIM)
OPPO A40
Tecno Spark 40 / 40S
Samsung Galaxy S24 FE
Samsung Galaxy A17 4G
Samsung Galaxy A26 5G
Samsung Galaxy A35 5G
Samsung Galaxy A25 5G
Xiaomi Redmi 15C
Samsung Galaxy A36 5G
REALME Note 50
It’s this simple
1
Get approved online in minutes with your ID and a photo.
2
Visit your nearest kiosk or partner store and finalise your application.
Transparency from day one
At PayJoy, we believe in you.
Simple requirements
All you need is a Valid South African ID.
Fixed payments
Monthly or weekly, with thousands of convenient payment options.
No late fees
Catch up on your payment and keep going.