PayJoy - Finance for the next billion
Your financial access starts here
PayJoy offers affordable smartphone rental for all
Opportunity starts here
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Customer Stories
Monica Fumba
“Everything I do on my own now. Thank you, PayJoy, for letting me connect.”
Nicole Eve Aguilar, Food Cart Entrepreneur
“Because of PayJoy, I was able to speed up my business. No matter what situation you're in — PayJoy still accepts you.”
Marcela Perdomo López, Founder of Arepitas Paisas
“Did PayJoy believe in me? Absolutely. There are companies like PayJoy that believe in us so we can get ahead.”
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Mery Espinoza
“If I could go back and meet my past self, I would tell her: you're on the right path, and there are those who will believe in you, like PayJoy.”
Others need your bank history, we just need your ID
Phone rental
A new phone, in your hands today.
Smartphone ownership made simple. Get the smartphone you need today.
- No late fees, flexible payment options
- No bank account or credit history required
- Get it same day
Millions of success stories, and counting
From local entrepreneurs to growing families, this is what access looks like.
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Monica shares her experience with PayJoy! South Africa - YouTube
Watch Monica shares her experience with PayJoy! South Africa
Nicole Eve Aguilar, Food Cart Entrepreneur
“Because of PayJoy, I was able to speed up my business. No matter what situation you're in — PayJoy still accepts you.”
Watch how PayJoy helped Nicole & Aaron achieve their smartphone dreams! | Philippines
Marcela Perdomo López, Founder of Arepitas Paisas
“Did PayJoy believe in me? Absolutely. There are companies like PayJoy that believe in us so we can get ahead.”