# **The phone you want. Fixed payments that don't pile up.**

Pay weekly or monthly. Choose from 3-12 months.

Your phone, your way  
### Two ways to get your phone.
Check your eligibility online. Complete your application at your nearest kiosk or partner store.

## 1
**Go to Store**
Find out your approved amount in minutes, just with your SA ID. Complete your application at your nearest kiosk or partner store and get your new phone today.

## 2
**Chat with an Agent**
Get personalized help finding your nearest Kiosk or Partner Store.

## **Big brands. Small Payments.**

Pick My Phone

### From ID to approved in minutes.
You don't need a credit history. You don't need a bank account. Just your ID and a few minutes.

**9 out of 10 people get approved**
No credit history, no bank account needed. Just your ID and a phone number.

**Transparent payments
that are fixed for your term**
Agree to it on day one, and that’s what you pay weekly or monthly. No surprises.

**No late fees, ever**
Miss a payment? Your phone locks until you catch up. No extra charges added.

## **We use the phone as our security.**
Pay weekly or monthly to stay unlocked. No hidden interest fees, no debt that grows

**Easy reminders**
Miss a payment? Your phone locks until you catch up. No extra charges added.

**Unlocks instantly**
Make your payment and your phone unlocks right away. No codes, no waiting, no calls to make.

**Always a lifeline**
Emergency calls and PayJoy support are always available, even if your phone is locked.

### **Everything You Need to Know.**
We believe in radical transparency. If your question isn't answered here, our commercial team is ready to help.

How does phone rental work?

It's a rental agreement with an option to purchase and a clear path to ownership

Which phones can I get?

Choose from HONOR, VIvo, Oppo, realme, motorola, xiaomi, Samsung, Tecno, Infinix, itel. Available models vary by store and country

What do I need to apply?

A valid photo ID and an active phone number. That's it.

How much is the Upfront payment?

Up to 30% depending on your risk profile.

How much will I pay in total?

Your rate is calculated at the time of purchase. You'll see every cost clearly before you commit — no surprises.

How do I make payments?

Visit Kiosk or partner store where you got your phone. You can also pay via the PayJoy App

I qualify for a device. What are the next steps?

Please visit one of our PayJoy kiosk or PayJoy partner stores to view the select range of devices available to you.

## **Millions of success stories, and counting**
From local entrepreneurs to growing families, this is what access looks like.