Careers - PayJoy
Finance for the Next Billion
Join PayJoy’s mission to bring financial access to the underserved around the world.
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Monica Fumba
“Everything I do on my own now. Thank you, PayJoy, for letting me connect.”
Nicole Eve Aguilar, Food Cart Entrepreneur
“Because of PayJoy, I was able to speed up my business. No matter what situation you're in — PayJoy still accepts you.”
Marcela Perdomo López, Founder of Arepitas Paisas
“Did PayJoy believe in me? Absolutely. There are companies like PayJoy that believe in us so we can get ahead.”
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Mery Espinoza
“If I could go back and meet my past self, I would tell her: you're on the right path, and there are those who will believe in you, like PayJoy.”
We work across teams and borders to unlock financial inclusion
You have a voice, from day one
Bold ideas can come from anywhere. Collaboration and diverse perspectives fuel our best work.
Real Stories
Meet the people we impact
Discover how people around the world are using PayJoy to bridge the digital divide, build credit, and unlock new opportunities for their families and businesses.
Testimonial Collection
Monica shares her experience with PayJoy! South Africa
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“Everything I do on my own now. Thank you, PayJoy, for letting me connect.”
How PayJoy helped Nicole & Aaron achieve their smartphone dreams! | Philippines
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“Because of PayJoy, I was able to speed up my business. No matter what situation you're in — PayJoy still accepts you.”
¡Marcela comparte su experiencia con PayJoy! | Colombia 2025
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“Did PayJoy believe in me? Absolutely. There are companies like PayJoy that believe in us so we can get ahead.”
Testimonial de cliente en Ecuador | Mery
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“If I could go back and meet my past self, I would tell her: you're on the right path, and there are those who will believe in you, like PayJoy.”
Our Principles
Built to Guide Everything We Do.
We focus on clarity, consistency, and long-term impact — ensuring every decision we make supports meaningful growth for our partners and customers.
Ownership
We give people ownership of their work.
Break Through Walls
We empower employees to do the impossible.
Live Communication
We handle disagreements and sensitive topics with live communication: in person, by video, or phone.
Transparency & Directness
We share information freely inside PayJoy, unless there is a specific need to keep something private.
Focus on Scale
Achieving our mission requires global impact with massive scale.
Work-Life Balance
We succeed in the long term by finding a sustainable balance between our work and personal lives.
Embrace Diversity
We embrace and value diversity of backgrounds, experiences, and perspectives.
Speed
We act with urgency and improve along the way.
Active Listening
We seek to understand each other by first echoing back their point of view, which allows us to find the best solutions.