# Finance for the Next Billion

Join PayJoy’s mission to bring financial access to the underserved around the world.

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## **Customer Stories**

### Monica Fumba

“Everything I do on my own now. Thank you, PayJoy, for letting me connect.”

### Nicole Eve Aguilar, Food Cart Entrepreneur

“Because of PayJoy, I was able to speed up my business. No matter what situation you're in — PayJoy still accepts you.”

### Marcela Perdomo López, Founder of Arepitas Paisas

“Did PayJoy believe in me? Absolutely. There are companies like PayJoy that believe in us so we can get ahead.”

### Mery Espinoza

“If I could go back and meet my past self, I would tell her: you're on the right path, and there are those who will believe in you, like PayJoy.”

## **We work across teams and borders to unlock financial inclusion**

## **You have a voice, from day one**

Bold ideas can come from anywhere. Collaboration and diverse perspectives fuel our best work.

## **Meet the people we impact**

Discover how people around the world are using PayJoy to bridge the digital divide, build credit, and unlock new opportunities for their families and businesses.

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## **Our Principles**

### Built to Guide Everything We Do.

We focus on clarity, consistency, and long-term impact — ensuring every decision we make supports meaningful growth for our partners and customers.

- **Ownership**: We give people ownership of their work.
- **Break Through Walls**: We empower employees to do the impossible.
- **Live Communication**: We handle disagreements and sensitive topics with live communication: in person, by video, or phone.
- **Transparency & Directness**: We share information freely inside PayJoy, unless there is a specific need to keep something private.
- **Focus on Scale**: Achieving our mission requires global impact with massive scale.
- **Work-Life Balance**: We succeed in the long term by finding a sustainable balance between our work and personal lives.
- **Embrace Diversity**: We embrace and value diversity of backgrounds, experiences, and perspectives.
- **Speed**: We act with urgency and improve along the way.
- **Active Listening**: We seek to understand each other by first echoing back their point of view, which allows us to find the best solutions.

## **Benefits that support your work, growth, and time to recharge.**

- **Market-competitive compensation**
- **Health & Wellness benefits**
- **Parental Leave**
- **Professional Development Funds**
- **Paid Time Off**

# **Join a global team where your contributions shape products and services that matter.**

## Open Roles

### Counsel
- Legal and Compliance Analyst, Lima

### Finance
- Junior Corporate Development Analyst, Mexico City, CDMX
- Treasury Analyst - Back Office, Mexico City, CDMX

### Financial Products
- Credit Line/Card Fraud Operations Lead, Mexico City, CDMX
- Fraud Operations Representative, Mexico City, CDMX
- Machine Learning Engineer - Data Science, Mexico City, CDMX
- Machine Learning Engineer - Fraud, Mexico City, CDMX
- Risk Manager, Bangalore

### Go To Market
- Business Analyst, Panama City
- Business Development Representative, Jakarta
- Growth Marketing Partner, Sao Paulo
- Key Account Lead, Panama City
- Key Account Manager, Jakarta
- Key Account Specialist, Mexico City, CDMX
- Marketing Coordinator, Mexico City, CDMX
- Marketing Manager, Johannesburg
- Merchant Operations Supervisor, Panama City
- Promoter Coordinator (Supervisor Level), Taguig City
- Promoter Manager, Jakarta
- Sales Executive - Araçatuba
- Sales Executive - Campo Grande, Mato Grosso do Sul
- Sales Representative, Manta, Manabí
- Senior Public Relations Manager, Mexico City, CDMX

### Operations
- Customer Support Representative, Jakarta
- Global Zoho Administrator, Mexico City, CDMX

### Product Development
- Mobile Security Engineer, Mexico City, CDMX
- Senior Software Engineer, Bogotá, Bogotá D.C., Mexico City, CDMX