# **Get a new
phone today!**

PayJoy offers phone financing for all

## Customer Stories

### Linda Montes, Garment Maker
"PayJoy gave me the opportunity to keep moving forward. Three phones and a credit line later — I'm truly grateful."

### Jorge Monroy Lazaro, Security Guard
“With my paycheck and PayJoy, everything's easier. I never expected all of this. You've become something so beautiful in my life.”

### Nicole Eve Aguilar, Food Cart Entrepreneur
“Because of PayJoy, I was able to speed up my business. No matter what situation you're in — PayJoy still accepts you.”

### Sandra Rodríguez Valgañón and Alfredo Muñoz
“We always have it for emergencies and to solve problems. It has been a great support for our work, mainly.”

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### Marcela Perdomo López, Founder of Arepitas Paisas
“Did PayJoy believe in me? Absolutely. There are companies like PayJoy that believe in us so we can get ahead.”

### Mery Espinoza
“If I could go back and meet my past self, I would tell her: you're on the right path, and there are those who will believe in you, like PayJoy.”

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### Monica Fumba
“Everything I do on my own now. Thank you, PayJoy, for letting me connect.”

## **No bank account? No problem. 1 Valid ID lang ang kailangan.**

### Phone Financing

## **Bagong phone? Abot-kamay na.**

Kayang-kaya na magka-smartphone with PayJoy!

- 90% approval in as fast as 5 minutes
- No income documents or references needed
- Walang late fees o penalties

## **Milyon-milyong happy customers and counting.**

Mula sa mga masisipag na manggagawa at mga pamilyang may malalaking pangarap, ito ang access na nagbibigay ng mas maraming oportunidad.

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## **Pwede sa halos lahat ng Android brands.**