PayJoy in the News

April 6, 2026

PayJoy Names Iván Canales Chief Revenue Officer as It Enters Its Next Phase of Scale

SAN FRANCISCO, April 6, 2026 /PRNewswire/ -- PayJoy, a leading financial services provider in emerging markets, today announced the appointment of Iván Canales as Chief Revenue Officer. In this role, Canales will lead the company's global revenue strategy, focusing on scaling growth, deepening market penetration, and expanding into new geographies.

May 4, 2026

PayJoy Reaches 20 Million Customers, Powered by Strong Growth in PayJoy Card and Inclusive Credit Innovation

PayJoy, a Public Benefit Corporation and leading emerging markets credit provider, today announced it has reached 20 million customers across Latin America, Africa, and Asia. Since 2015, the company has financed over $3.5 billion, reflecting strong demand for accessible and responsible credit.

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March 30, 2026

PayJoy Named Consumer BNPL Platform of the Year by FinTech Breakthrough

SAN FRANCISCO, March 23, 2026 /PRNewswire/ -- PayJoy, a leading financial services provider for underserved consumers across emerging markets, has won the "Consumer BNPL Platform of the Year" award in the 10th annual FinTech Breakthrough Awards program.

News Release

April 22, 2026

Device Financing: The Phone Is Not The Product

Discover how PayJoy is transforming smartphone financing into a gateway for financial inclusion. In this Mondato Insight feature, CEO Doug Ricket shares insights into PayJoy's device-locking technology, expansion into unsecured credit products, and the mission to build credit identity for the world's unbanked.

July 23, 2025

T. Rowe Price backs PayJoy’s asset fund to expand smartphone access in emerging markets

San Francisco-based PayJoy, a Public Benefit Corporation, is scaling access to smartphones and credit for underserved populations across Latin America, Africa and Southeast Asia. The company’s $250 million PayJoy Asset Fund has drawn a new commitment from T. Rowe Price, joining a growing cohort of institutional investors backing tech-enabled financial inclusion in the Global South.

Smart & PayJoy Boost Mobile Credit Access in the Philippines

In a significant move for the Philippine telecommunications industry, Smart Communications, Inc., the wireless subsidiary of PLDT Inc., has entered a strategic partnership with PayJoy, a US-based Public Benefit Corporation.

On the blog

The World Cup Playbook: How Access to Credit Is Empowering Workers and Entrepreneurs Across Mexico

As the 2026 FIFA World Cup approaches, many people across Mexico are preparing not just to watch the tournament, but to participate in the economic opportunity surrounding it.

Expanding Access to Credit

Welcome to The Financial Technology Report, a leading information source on financial technology companies and solutions.

From Innovation to Impact: PayJoy's Financial Evolution

Discover how PayJoy has achieved remarkable growth by focusing on mission-driven strategies and innovative financial products. In this episode, Brad shares insights into PayJoy's strategic market entry, the development of the PayJoy card, cutting-edge fraud prevention techniques and future expansion into Indonesia and India.

Gig Workers and the Hidden Infrastructure of Credit Access

Across emerging markets, millions survive by patching together income from multiple, irregular jobs.

Scaling Impact in Emerging Markets: Doug Ricket, PayJoy CEO, on Productivity Finance and Unlocking Credit Access

PayJoy CEO Doug Rickett shares how his company is unlocking credit access in emerging markets — scaling impact with AI-driven underwriting, using phones as collateral, and balancing profitability with purpose.

Can AI and Digital Collateral Improve Financial Inclusion Exponentially?

Discover how PayJoy’s Rene Payan uses AI and digital collateral to expand financial inclusion, unlock credit access, and reshape lending in emerging markets.