# 20 Million Lives Transformed.

Discover how people around the world are using PayJoy to bridge the digital divide, build credit, and unlock new opportunities for their families and businesses.

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## Experiencia de cliente con PayJoy en Colombia | Linda Montes - YouTube

[Experiencia de cliente con PayJoy en Colombia | Linda Montes](https://www.youtube.com/watch?v=0ZU3AGp9aDk)  
"PayJoy gave me the opportunity to keep moving forward. Three phones and a credit line later — I'm truly grateful."  
**Linda Montes, Garment Maker**

## Customer experience with PayJoy Mexico | Jorge Monroy - YouTube  
[Customer experience with PayJoy Mexico | Jorge Monroy](https://www.youtube.com/watch?v=RotbIu5vsKQ)  
"With my paycheck and PayJoy, everything's easier. I never expected all of this. You've become something so beautiful in my life."  
**Jorge Monroy Lazaro, Security Guard**

## How PayJoy helped Nicole & Aaron achieve their smartphone dreams! | Philippines - YouTube  
[How PayJoy helped Nicole & Aaron achieve their smartphone dreams! | Philippines](https://www.youtube.com/watch?v=6vLQhubBN1U)  
"Because of PayJoy, I was able to speed up my business. No matter what situation you're in — PayJoy still accepts you."  
**Nicole Eve Aguilar, Food Cart Entrepreneur**

## PayJoy Credit Line - Customer testimonial México 2024 - YouTube  
[PayJoy Credit Line - Customer testimonial México 2024](https://www.youtube.com/watch?v=l8eY-3UBR10)  
"We always have it for emergencies and to solve problems. It has been a great support for our work, mainly."  
**Sandra Rodríguez Valgañón and Alfredo Muñoz**

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## ¡Marcela comparte su experiencia con PayJoy! | Colombia 2025 - YouTube  
[¡Marcela comparte su experiencia con PayJoy! | Colombia 2025](https://www.youtube.com/watch?v=FLXj_T0atAo)  
"Did PayJoy believe in me? Absolutely. There are companies like PayJoy that believe in us so we can get ahead."  
**Marcela Perdomo López, Founder of Arepitas Paisas**

## **Dampak Kami**

Sebagai Public Benefit Corporation yang berkomitmen pada pemberian akses smartphone yang etis, PayJoy memberikan dampak positif terhadap kesejahteraan finansial pelanggan kami.

### 79%
**pelanggan sangat setuju bahwa PayJoy meningkatkan kesejahteraan finansial mereka.**

### **50%**
**pelanggan adalah perempuan.**

### **47%**
**pelanggan mengakses kredit untuk pertama kalinya.**

### **31%**
**membeli smartphone pertama mereka dengan PayJoy.**

## **Ready to Write Your Own Success Story?**

Select the product that fits your needs today and start building the credit you deserve for tomorrow.

### Credit for Everything

Apply for PayJoy Card

# Get your Phone Today

Get my phone  
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