PayJoy trabaja en mercados emergentes de todo el mundo

20M+

Customers across 3 continents

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Doug Ricket, CEO
"We meet our customers where they are, not where banks expect them to be."

20M+

Customers across 3 continents

Mboule Badji, Customer
"I was spending a lot of time looking for a new phone because it was an opportunity to stay in touch with my family, who lives in another country. When I found out about PayJoy, I was so happy because I could buy a great smartphone immediately without paying the full price of it."

Nuestro Impacto

Como Corporación de Beneficio Público comprometida con el crédito ético, PayJoy genera un impacto positivo en el bienestar financiero de nuestros clientes.

79%

de nuestros clientes dice que PayJoy mejoró su bienestar financiero.

50%

de nuestros clientes accede al crédito por primera vez con PayJoy.

47%

de los clientes son mujeres.

31%

compran su primer smartphone con PayJoy.

Liderazgo y consejo directivo

Doug Ricket

CEO

Doug Ricket founded PayJoy in 2015 to make technology and financial services affordable in emerging markets. Doug was inspired by his time as a Peace Corps volunteer teacher in West Africa, his work building the first global digital map at Google Maps, and his patented inventions that launched the pay-as-you-go solar industry. Doug holds a bachelor’s and master’s degree in computer engineering from MIT with concentration in AI. He also holds an MBA from Stanford, where he guest lectures in the big data and machine learning course.

Nick Zakrasek

President, Product Development

Nick Zakrasek is PayJoy's President of Product Development, overseeing all product & engineering efforts. Over the last decade, he’s led globally scaled teams building novel technologies and consumer tech products addressing many of the world’s greatest societal needs, including economic opportunity, sustainability, election integrity, health, disaster preparation, and education. He holds an MBA from Stanford and bachelor’s degrees in Mathematics and East Asian Studies from Brown University.

Amy Pardee

General Counsel

As PayJoy’s General Counsel, Amy Pardee is responsible for leading the company’s global Legal and Compliance functions. She brings over 15 years of deep legal experience to the team, including serving as General Counsel of Narmi, a digital banking platform. Prior to Narmi, Amy led the international legal team at Square (now Block). She holds B.A.s in Economics and Political Science from Stanford University and a J.D. from Harvard Law School.

Bill Yialamas

Chief Financial Officer

Bill is PayJoy's Chief Financial Officer. He is responsible for all of PayJoy's financial teams and functions. Bill brings over 25 years of financial and operational experience to PayJoy. Prior to PayJoy, Bill was Chief Financial Officer and Co-President of Reach Financial, where he started as its first employee and helped to grow the company to over $1 billion in consumer loan originations. Bill obtained his B.A. in Economics from Columbia University.

Gib Lopez

COO

Gib Lopez co-founded PayJoy and serves as COO supporting global operations. Gib began his career in strategy consulting before shifting his focus to underserved communities and global development, working with TechnoServe, the Camber Collective, and Dalberg Global Development Advisors. He holds an MBA from the Stanford Graduate School of Business and bachelor's degrees in Finance and Spanish from the University of Washington.

Operaciones Mundiales

Nuestras oficinas

India

Bengaluru, Karnataka - 560025

Indonesia

PayJoy, WeWork Revenue Tower, Scbd, Jl. Jend. Sudirman No.52-53, Senayan, Kebayoran Baru, Jakarta, 12190

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Philippines

PayJoy, WeWork, 36th S & 11th Avenue, BGC, Taguig, Metro Manila 1634.

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Colombia

Calle 90 # 12 - 28, Bogotá

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Panama

Clayton, Ciudad del Saber, calle Winthrop, edificio 240, piso 2 oficina C

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Peru

Av. Manuel Olguín 325, Santiago de Surco, Lima

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Ecuador

Av. Francisco de Orellana N550 Juan Montalvo Oficina 201 – 203, Cumbayá, Pichincha

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China

44F, Tower A, NEO Building, 6011 Shennan Avenue, Futian District, Shenzhen, 518048

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South Africa

Corner Winnie Mandela Drive &, Winifred Mandela Precinct, Wedgewood Link Rd, Bryanston, Johannesburg, 2191

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Brazil

WeWork – Av Paulista – São Paulo, SP.

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United States

PayJoy, Inc.: 660 4th Street, Unit 139 San Francisco, CA 94107

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Mexico

Alcaldía Cuauhtemoc, Ciudad de México

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