Akses keuanganmu mulai dari sini

PayJoy menyediakan akses smartphone dan program PayJoy untuk semua.

Pilih HP

Linda Montes, Garment Maker

"PayJoy gave me the opportunity to keep moving forward. Three phones and a credit line later — I'm truly grateful."

Jorge Monroy Lazaro, Security Guard

“With my paycheck and PayJoy, everything's easier. I never expected all of this. You've become something so beautiful in my life.”

Nicole Eve Aguilar, Food Cart Entrepreneur

“Because of PayJoy, I was able to speed up my business. No matter what situation you're in — PayJoy still accepts you.”

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Sandra Rodríguez Valgañón and Alfredo Muñoz

“We always have it for emergencies and to solve problems. It has been a great support for our work, mainly.”

Marcela Perdomo López, Founder of Arepitas Paisas

“Did PayJoy believe in me? Absolutely. There are companies like PayJoy that believe in us so we can get ahead.”

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Mery Espinoza

“If I could go back and meet my past self, I would tell her: you're on the right path, and there are those who will believe in you, like PayJoy.”

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Monica Fumba

“Everything I do on my own now. Thank you, PayJoy, for letting me connect.”

Bank butuh riwayatmu. Kami cukup butuh KTP-mu.

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Akses Smartphone

HP baru, langsung di tanganmu hari ini.

Pembayaran yang menyesuaikan hidupmu, bukan sebaliknya. Dapatkan smartphone yang kamu butuhkan hari ini.

• Tanpa denda keterlambatan, pembayaran fleksibel
• Tanpa rekening bank atau skor kualifikasi
• Beli hari ini, online atau di toko

Jutaan kisah sukses, dan terus bertambah

Dari pengusaha lokal hingga keluarga yang berkembang, inilah wujud nyata akses smartphone.

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