PayJoy trabaja en mercados emergentes de todo el mundo

20M+

Customers across 3 continents

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Doug Ricket, CEO

"We meet our customers where they are, not where banks expect them to be."

Nuestro Impacto

Como Corporación de Beneficio Público comprometida con el crédito ético, PayJoy genera un impacto positivo en el bienestar financiero de nuestros clientes.

79%

de los clientes está totalmente de acuerdo en que PayJoy mejoró su bienestar financiero.

50%

de los clientes accede al crédito por primera vez.

47%

de los clientes son mujeres.

31%

compra su primer smartphone con PayJoy.

Acceso Financiero en 9 Países

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Liderazgo

Doug Ricket

CEO
Doug Ricket founded PayJoy in 2015 to make technology and financial services affordable in emerging markets. Doug was inspired by his time as a Peace Corps volunteer teacher in West Africa, his work building the first global digital map at Google Maps, and his patented inventions that launched the pay-as-you-go solar industry. Doug holds a bachelor’s and master’s degree in computer engineering from MIT with concentration in AI. He also holds an MBA from Stanford, where he guest lectures in the big data and machine learning course.

Nick Zakrasek

President, Product Development
Nick Zakrasek is PayJoy’s President of Product Development, overseeing all product & engineering efforts. He holds an MBA from Stanford and bachelor’s degrees in Mathematics and East Asian Studies from Brown University.

Amy Pardee

General Counsel
Amy Pardee is responsible for leading the company’s global Legal and Compliance functions. She holds B.A.s in Economics and Political Science from Stanford University and a J.D. from Harvard Law School.

Bill Yialamas

Chief Financial Officer
Bill is PayJoy's Chief Financial Officer. He is responsible for all of PayJoy's financial teams and functions. Bill obtained his B.A. in Economics from Columbia University.

Brad Pennington

President, Financial Products
Brad is PayJoy’s President of Financial Products. He obtained his B.S. from the Wharton School at the University of Pennsylvania along with degrees in Mathematics and Economics.

Gib Lopez

COO
Gib Lopez co-founded PayJoy and serves as COO supporting global operations. Gib holds an MBA from the Stanford Graduate School of Business and bachelor's degrees in Finance and Spanish from the University of Washington.

Lucia Villar

SVP Product
Lucia holds a B.A. from Tufts University and an MBA from Columbia Business School.

Iván Canales

Chief Revenue Officer
Iván Canales is PayJoy’s Chief Revenue Officer. He holds an MBA from the Stanford Graduate School of Business, and a bachelor’s degree in computer science from Cornell University.

Bharath Ramarathinam

CTO
Bharath holds a Master’s degree in computer science from University of Kentucky.

Maryann Kongovi

SVP, People
Maryann holds an MA from Oxford University, and an MBA from Columbia University.

Consejo Asesor

Arjan Schütte

Core
Arjan is the founder and a managing partner of Core Innovation Capital.

Nick Talwar

Independent
Nick has spent much of his career at the intersection of fast-scaling technology platforms and consumer / SME Financial Services.

Alejandra Martinez S

Independent
Alejandra is a board member for leading entities in the Mexican financial sector.

Roy Katz

Independent
Roy Katz serves as an independent director at PayJoy Inc.

Nos complace anunciar que PayJoy ha sido 100% neutra en carbono desde 2022

PayJoy financia a los clientes a los que tu distribución actual no puede llegar. Tú consigues la venta. Nosotros nos encargamos del crédito.

Nuestras oficinas

India

Bengaluru, Karnataka - 560025

Indonesia

PayJoy, WeWork Revenue Tower, Scbd, Jl. Jend. Sudirman No.52-53, Senayan, Kebayoran Baru, Jakarta, 12190

Philippines

PayJoy, WeWork, 36th S & 11th Avenue, BGC, Taguig, Metro Manila 1634.

Colombia

Calle 90 # 12 - 28, Bogotá

Panama

Clayton, Ciudad del Saber, calle Winthrop, edificio 240, piso 2 oficina C

Peru

Av. Manuel Olguín 325, Santiago de Surco, Lima

Ecuador

Av. Francisco de Orellana N550 Juan Montalvo Oficina 201 – 203, Cumbayá, Pichincha

China

44F, Tower A, NEO Building, 6011 Shennan Avenue, Futian District, Shenzhen, 518048

South Africa

Corner Winnie Mandela Drive &, Winifred Mandela Precinct, Wedgewood Link Rd, Bryanston, Johannesburg, 2191

Brazil

WeWork – Av Paulista – São Paulo, SP.

United States

PayJoy, Inc.: 660 4th Street, Unit 139 San Francisco, CA 94107